Insurance Information
I am an out-of-network outpatient provider and I do not contract directly with insurance companies. I have instead chosen to direct my efforts toward excellence in clinical treatment.
I am happy to help assist you in dealing with your insurance company. Therefore, I have put together this help-sheet in hopes that it will make the navigation process easier.
- Payment is made directly to Debra Diaz, LCSW at the time of treatment. I immediately give you a statement to submit to your insurance company for reimbursement.
- It is often helpful to call your insurance company in advance so that you will be clear about what your out-of-network benefits are.
- Most insurance companies have different pools of benefits for inpatient vs. outpatient treatment. Additionally, some insurance companies will “flex” your inpatient benefit to pay for outpatient treatment. For example: You may have 30 days of unused inpatient benefits and no more outpatient benefits. It is possible that your insurance company will count each day of inpatient benefit as 3 days of Day Treatment or Intensive Outpatient Treatment. PLEASE REMEMBER: All insurance companies are different. There is no standard. You must ask about each specific benefit.
- Some questions to ask when contacting your insurance company: Do I have mental health benefits? What is my deductible and has it been met? How many sessions per calendar year does my plan cover? How much does my plan cover for an out-of-network provider? What is my coverage amount per therapy session? Is approval required from my primary care physician?
Reduced fee services are available on a limited basis.
Payment
Cash and checks are accepted for payment.
Forms & Documents
Click on the links below to download.
